Thursday, April 13, 2017

More Stories For My Readers


There are just so many stories that I have read recently that I want to let you know about. Unfortunately, there are probably too many to publicize given the number of articles that I write so that I probably do not have the opportunity to let you know about all of them.

Here though are those that I find extremely interesting and thought that I should point out to you.

WFCU FINANCIAL POSITION

I happened to go to the website of the Windsor Financial Credit Union recently and I saw what their financial position was over a number of years. Take a look at this Report to its Members on its website.  I was rather surprised by it considering the loss provisions made.  I wonder which loans they lost ie individuals' loans or business ones or both:

"Net income from operations before final allocation to the total loan loss provision, unrealized gains and income tax for 2015/2016 totaled $5.034 million compared to the previous year total of $5.05 million.  However, your Board of Directors on a recommendation of Executive Management adjusted the provision for losses on loans by an additional $4.35 million, which resulted in a net income before unrealized gains and income taxes of $684,000."

Here are some loan provision links to its comparisons over previous years:

"In thousands of dollars:

                                                       2016         2015
Provision for losses on loans       $6,329      $1,087
Net income for the year               $617         $4,345

May 31 Year End Balances (000’s)

Income Before Distribution To Members

   2016         2015          2014          2013            2012
$2,006      $5,765        $5,092       $5,431         $4,788

I wonder what the results will be like this year.

WHAT IS A PROPER SALARY HERE

This is clearly a difficult question to answer.  Should the salary for someone who works in our area be the same as that of a person who does a similar job but lives in a City where costs are much higher?

I must admit that, when I was first hired by my new employer in Windsor, the salary I received was lower than the one that I had when I lived in the City of Toronto and worked for a different company. Nevertheless, I moved down here. I did so frankly because it was so much cheaper to live here than in Toronto that I wound up in a pretty good financial position even with a lower pay amount received that year.

Here is what was written in a Star article recently that may help explain some of the financial difficulties that our region is now experiencing:

"Local health agencies see skyrocketing administration salary costs

Windsor’s community health and social service agencies — which often run cash-strapped operations — have seen their management ranks and salaries balloon over the last decade, leading some to question whether the amounts are sustainable.

The Windsor-Essex Health Unit, Children’s Aid Society, Canadian Mental Health Association and Erie St. Clair Community Care Access Centre are agencies where leadership ranks have notably jumped and those at the top end are now earning more than $200,000 annually.

“This is not sustainable and not affordable,” said Alfie Morgan, University of Windsor business professor emeritus. “These people are all on our tax bills, and how much can we afford?”

However, this is not unique. There are other salaries some Government people receive as well that might raise some questions. Take a look at this story to see how well some of them now do and you can wonder if it will continue:

"Windsor councillors, mayor earn nearly $200K for sitting on boards 
Councillors divvied up a combined $112,265.89 in board payments — a total of $11,226.60 each (CBC News April 4, 2017)

Windsor councillors and Mayor Drew Dilkens earned nearly $200,000 for sitting on various boards in 2016, with the bulk of that money coming from their work with EnWin and the Windsor Utilities Commission.

Councillors divvied up a combined $112,265.89 in board payments — a total of $11,226.60 each, while Dilkens received $82,230.93. Councillors shared in nearly $90,000 from sitting on the boards of EnWin and WUC while Dilkens took home nearly $60,000."

What do you think about this story as well:

"Councillors, mayor spent more than $57K on travel in 2016
Mayor billed $28,125.27 in travel and business expenses  (CBC News, April 6, 2017

Windsor Mayor Drew Dilkens and city councillors spent more than $57,000 on travel in 2016 with the mayor accounting for nearly half of the spending.

City councillors spent a total of $29,197.93 attending conferences across Canada and the world, traveling to destinations including Rome and Germany.

Dilkens embarked on 15 trips for a cost of $28,125.27. Those expenses do not include about $3,000 in registration costs that were picked up by Your Quick Gateway, the city-owned entity in charge of Windsor Airport."

Somehow, I just don't see a reduction coming forward very soon.

WHY DID THEY MOVE FROM WINDSOR

Hmmm.  I did find these moves something to think about:

"Retirement didn’t last long for Bruce Montone — just weeks after bidding farewell as chief of Windsor Fire & Rescue, he’s taking over the boss’s office at Amherstburg’s fire department.

“We heard his contract there was expiring, and we talked him into coming to Amherstburg,” said Mayor Aldo DiCarlo…

It’s become a bit of a trend.

Amherstburg’s current fire chief, Al Reaume, took on that role after retiring as Windsor’s deputy chief in 2015. Lee Tome became Amherstburg’s assistant deputy fire chief after retiring as Windsor’s chief fire prevention officer." (Doug Schmidt, Windsor Star, April 7, 2017

It seems to be happening in that town more times than one would expect:

"It’s becoming obvious what we’re doing — we keep taking all the best from Windsor,” DiCarlo joked."

I just wonder how often it will happen now in other towns and for other jobs. Will working for the City of Windsor be becoming less popular these days and will we see more of these kinds of job transfers?

A 5 YEAR ARTICLE OF MINE

I happened to be looking at articles that I wrote around this time over the last few years and found one that I posted on April 9, 2012 ie 5 years ago.

Really, has anything every changed in this fight between the Government of Canada and the Ambassador Bridge Company? All that we have really seen is a decade-long attempt by the various Governments on both sides of the river to take over the Ambassador Bridge from the Moroun Family. So far, they have been completely unsuccessful and probably always will be. I do believe that they assumed that they could scare the Morouns into selling out, and at a cheap price, but have found out that this will not happen.

"THE MISSING LINK

What is missing from all of this? Canada is investing in the West, investing in the East, building up our trade routes in the South. We are interested in the Trans-pacific Partnership, trying to forge an alliance with the European Union and increasing our visibility in Latin America.

The missing link obviously is the North, from Canada. The place where most of the trade between Canada and the United States takes place. I’m talking obviously about the Windsor/Detroit corridor and in particular the Ambassador Bridge.

The Central crossing in Canada is the prime responsibility of our Prime Minister. Is it any wonder that Prime Minister Harper said this:

“He described efforts by Ambassador Bridge owner Matty Moroun to maintain private control over North America’s busiest trade corridor as “ludicrous.

“My understanding of the private owner’s position is that he not only owns the bridge, but somehow owns the broader crossing,” he said. “Of course, we don’t accept that. It’s obviously public space.” (Dave Battagello Windsor Star April 4, 2012)

But the Central crossing in Canada is more than Windsor/Detroit and includes the Blue Water Bridge and the Peace Bridge. Who is the big problem for Canada at those other crossings as well: the Moroun Family. As I wrote once before:

“The story is not just about Windsor/Detroit. It includes the Blue Water Bridge that Canada is also trying to sell off—except they cannot do it because Moroun’s bridge is their biggest competitor and he takes a huge amount of business from them. PLUS he wants to build a new bridge in Buffalo to compete with the Peace Bridge which Canada also opposes. PLUS Canada opposed his management of the Detroit/Windsor Tunnel.

This is all part of Canada’s “Corridors and Gateways” policy. Believe it or not , Canada has tried for 50 years to take over the Ambassador Bridge—it started under Diefenbaker and was most aggressive while Herb Gray was in Government until the recent turn of events under both the Federal Liberals and then the Conservatives.”

If you now look at the Windsor/Detroit crossing in this context – – Canada trying to control trade into and out of the United States to gain jobs and to mitigate against any further American protectionism – – then you will have a completely different perspective on what the border file is all about. Now you know why Matty and anyone who supports him must be crushed."

To be direct, I just don't understand why the Governments will not do a deal with the Morouns today, no matter what it is, so that tomorrow they will be able to buy the entire bridge from the Moroun family at the appropriate time and for the appropriate reasons.  Everything that has been going on by the Governments for so long is so laughable and so foolish considering the harm for the border crossing in this area. 

When will this silliness ever stop!"

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